Paying off my car...again!

I'm really excited about tomorrow...I am getting paid! :) This is good because I only owe $346.xx on my car loan and I will be paying it off!

This WAS supposed to be my last debt, but I've been [shamefully] using my AMEX card. The only reason I use it is for the Skymiles. Not long ago I was using it to pay for work expenses which I would get reimbursed for, but then started using it for personal things again. This means that after my car loan, I will have to pay AMEX off...again. It's not that much and I'm confident that it will be paid off fast!

I bought my brother a new cell phone a few days ago. I felt bad that I didn't give him a Christmas present last year, and his old hand-me-down phone just broke....totally died. He was really happy to get the new phone which made me feel good. Yes, I used the AMEX. After the rebate it's only costing about $60.00 which isn't bad.

Anyhow, besides feeling a bit down that I added to the AMEX account, I'm happy that once again I will be paying off my car, and this is not a debt that I can add to the balance like a credit card.

Sadly, I have not received my housesitting check, or a response to my email questioning it all. It is supposed to be $160.00 which will go right to my AMEX card when I get it. Gosh, in ten more days I'll be requesting a check for the month of April...

On the other hand, my dad gave me $100.00 for running some important errands for him which he could not do due to being out of state. That check gets deposited tomorrow :)

Final countdown for car!

I've reached the thousand dollar mark, $997 to be exact, for the balance of my car!! I'm so excited and plan to have it paid off by mid October.

Today I made a payment of $200 and tomorrow will probably add another $65 or so.

Now, if my ebay will stay steady (or increase) and I get to keep housesitting...and keep my job...my last debt, AMEX, will be paid off next year!

Another $60

Today I took $60.00 out from a bank account where I've saved up some ebay money, and paid my car. This brought my balance to $1567.xx! I'm getting close to being half way done paying off my debts. It's hard for me to believe that about half of my debt has been to American Express and I really don't have much to show for it...besides pictures of trips and some electronic stuff which by the way is outdated now.

These nine months since I started my journey have really gone by pretty fast, I can definitely do another 9 months if that is what it will take to be done.

More car payments & AMEX

I've made a couple more car payments and am so happy to know I only owe $1,626 on it! I'm on track to get it paid off in October which means I will be one year early according to the original payoff date from the loan agreement.

On the other hand, I am upset that American Express sent me a letter to advise that my interest rate will be increasing due to the economy... Um sure, I believe that one. We'll see what they raise it to on my next bill. Good thing is, they are next and last to go!

Another payday!

Another payday has come and gone. I have paid an extra $310.00 towards my car outside of my regular car payment this month. My sidebar has been updated regarding my car, but the AMEX is not up to date. I have been using my AMEX card for work expenses which I will be reimbursed for, and also some of my own that I need to pay from my checking account. Unfortunately I have not kept good records and need to backtrack now. I hope my balance is still around $11,350.00.

Once I make the time to go through receipts and collect what is owed to me, I will update. Also, I had a bit more housesitting to do and that means more money :)