Stay focused

I've been working hard and staying focused, which is what it takes to get out of debt. The extra funds from my last two paychecks have mostly gone to my personal debt and the balance now is onyl $480!

Last week I returned some items from a MLM deal I never should have got involved with and received a credit of $290 to my bank account today. -- To add to this, I also made some extra money ($70) by helping some strangers move into their new home. It was random and unexpected, but very welcomed by me and my BF who also made money.

I will combine the $290 and $70 ($360) and with my paycheck this week add $120 to pay off my personal loan. I'm glad to know this will be paid off this month instead of August.

My sidebar has been updated, I can't believe how much I have paid off this year!!!

UPDATE! Actually, the credit was for $387 but they made originally made a mistake, so I took this, plus the $70 and a little extra I had and PAID OFF MY PERSONAL LOAN!!!! It's done! I'm no longer a slave to this lender!!! ;)

The car and AMEX are all I have left. I'm so happy about this today!

Got paid -- updating sidebar

I got paid today so made payments and now have about $100 in my account. I'm going to hold on to this amount for a couple of days and decide where to apply it.

It's so hard for me to keep my sidebar totals updated accurately for a couple of reasons. One, I use my WF card to pay for some of my bills and then pay it right back. Two, payments take 2-4 days to show up on the account. I guess I will have to keep tabs on it like my checkbook register. This way I can mark the list off when a payment posts to the account. I need to be careful with this one because it's next in line to be paid off!