Another payday has come and gone. I have paid an extra $310.00 towards my car outside of my regular car payment this month. My sidebar has been updated regarding my car, but the AMEX is not up to date. I have been using my AMEX card for work expenses which I will be reimbursed for, and also some of my own that I need to pay from my checking account. Unfortunately I have not kept good records and need to backtrack now. I hope my balance is still around $11,350.00.
Once I make the time to go through receipts and collect what is owed to me, I will update. Also, I had a bit more housesitting to do and that means more money :)
Monday, August 24, 2009
Friday, August 7, 2009
Amazed
I honestly can't believe that I have been able to pay off almost $10,000 so far this year and that I have just over $14,000 to go! It truly is amazing to me. However, I can't help but think that if I didn't have any debts, this could have been money saved.
Today is payday so I paid a little more towards my car, $270.00. This brings my balance to $2,992.xx. It's such a great feeling to get paid, and after making the payment, see the balance get smaller.
Today is payday so I paid a little more towards my car, $270.00. This brings my balance to $2,992.xx. It's such a great feeling to get paid, and after making the payment, see the balance get smaller.
Thursday, August 6, 2009
Housesitting
I've been away from home this week, house/dog sitting. It's a nice way to make extra money but really hard to be away from your own surroundings...at least for me it is!
Some people get a lot of gigs like this, I'm not one of them as I only house/dog sit for one family. I don't post on any of the "sitting" sites offering these services.
Basically, you just need to take care of things as if it were your house like bringing in the mail, newspaper, milk (if it is delivered), watering plants/lawn, feeding pets and walking them...some housesitters also clean house. Cleaning up after yourself is a must!! Leave the house how you found it, or better.
Sometimes it can be hard to sleep well in someone else's house. But...the money I earn will be worth it...another chunk to my car loan :)
Some people get a lot of gigs like this, I'm not one of them as I only house/dog sit for one family. I don't post on any of the "sitting" sites offering these services.
Basically, you just need to take care of things as if it were your house like bringing in the mail, newspaper, milk (if it is delivered), watering plants/lawn, feeding pets and walking them...some housesitters also clean house. Cleaning up after yourself is a must!! Leave the house how you found it, or better.
Sometimes it can be hard to sleep well in someone else's house. But...the money I earn will be worth it...another chunk to my car loan :)
Wednesday, August 5, 2009
Dentist visit
Yesterday was my dentist appointment and I was so happy to hear the total of ......... $84.00! My worry was that the dentist would see something more that needed to be done and the bill would explode. Now, any extra money I have will go towards paying my car instead of the dentist!
Speaking of my car...I just made the payment that is supposed to be automatically deducted from my checking account, because it wasn't done. I think it didn't happen because I made the large payment over the phone recently...even though I told the girl this payment was in addition to the automatic payment coming up. Anyhow, it's taken care of and I have updated the sidebar.
Speaking of my car...I just made the payment that is supposed to be automatically deducted from my checking account, because it wasn't done. I think it didn't happen because I made the large payment over the phone recently...even though I told the girl this payment was in addition to the automatic payment coming up. Anyhow, it's taken care of and I have updated the sidebar.
Saturday, August 1, 2009
Saving postage stamps
Have you ever put postage on an envelope and then written the address wrong or changed your mind on sending something only to feel like you have wasted the stamp? What to do?
Growing up, when my mom did this, she would cut the stamp out and save it to be used later. This is definitely one habit I picked up.
Sometimes my mom needs me to write checks for her as she doesn't have a checking account and it's easier (and cheaper) for me to do this than getting money orders for her bills. Today I wrote some checks for her and actually remembered that I had stamps from envelopes never mailed, and decided to use them.
You need to be very careful when peeling the stamp from the old envelope. Then, you need a glue stick (my mom used to use Elmer's glue which was messy). Apply glue to the back of the stamp and stick it on your envelope. Be sure to check that the value of the stamp is current...it's good to have some 1 or 2 cent stamps around to make up the difference if needed.
It may not save you much money, but every bit counts! In my case today, I saved $1.61.
Growing up, when my mom did this, she would cut the stamp out and save it to be used later. This is definitely one habit I picked up.
Sometimes my mom needs me to write checks for her as she doesn't have a checking account and it's easier (and cheaper) for me to do this than getting money orders for her bills. Today I wrote some checks for her and actually remembered that I had stamps from envelopes never mailed, and decided to use them.
You need to be very careful when peeling the stamp from the old envelope. Then, you need a glue stick (my mom used to use Elmer's glue which was messy). Apply glue to the back of the stamp and stick it on your envelope. Be sure to check that the value of the stamp is current...it's good to have some 1 or 2 cent stamps around to make up the difference if needed.
It may not save you much money, but every bit counts! In my case today, I saved $1.61.
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