Whirlwind

The last two weeks or so have been so busy, it's all a blur! The move is complete, and I've been keeping up with the job and ebay. I got sick during the move which was really uncool...because I had to keep on going in order to stay on schedule.

I did miss some work, but I REALLY needed to. Of course, I kept on pushing myself, even being sick, which didn't help the matter.

Anyhow, I'm better now.

One thing that made me feel good was knowing that even though I was missing work, my financial situation would be ok. My bills would not fall behind, because I only have one debt left. In the past, I would have forced myself to go to work to make the money...no good. This time I felt at ease...and that, is priceless!

I've updated my sidebar with the new total of $10,28x.xx. It's true, I've paid about $1,200 in the last three weeks...unbelievable! I never would have imagined that I could pay that much off in such a short amount of time!

If you are on a journey similar to mine...keep at it! You'll get there on step at a time!

One last loan

There is quite a bit I want to post about but really don't have the time right now since I'm moving...so I will sum it up to say:

I paid off my car and got a loan through my bank to pay AMEX.

I'll post more when I can.

Thought I did it...

Finally...I balanced my checkbook. I don't do this as often as I should but I know that I have money in there, I just never know how much there is. It's complicated, people owe me, I pay my mom's bills after she gives me the cash among other things, and it's hard to keep track of it all sometimes.

So...I had to do it because I knew I had SOME money and I'm so close to paying off my car. After I made all the calculations and figured how much money I need for food and car insurance before my next paycheck, I realized I had about $350 extra.

What does this mean?

I have the money to pay off my car!!!

So... I did!!! Or so I thought.

I looked at the balance, made a transfer and went to look at the $0.00 balance, but instead it said $0.05. Hmmm??? Oh yeah, a day's worth of interest on the balance I had.

My car isn't paid off yet.

I could make another transfer to my account, but instead I think I will go to the bank tomorrow and tell them I want to pay off my car. Then I can find out how to get the title for it.

So now, all the extra money I make goes to AMEX...my last debt!!!

Listening to Dave Ramsey and hearing callers stories has really kept me motivated in this journey. It was just what I needed and I found him at a good time...early this year when I started paying things off. If I remember correctly, I was driving to the Post Office to take some ebay packages when I heard him on AM radio. Around that same time, my local bank was offering a free trial subscription to mytotalmoneymakeover.com for a few months so I signed up.

Really, I don't know which of the two came first. Doesn't matter...I'm just glad I found him to keep me going!

A little more...

My car loan balance is now down to $243.00!!

Under $500 owed on my car

As mentioned in my last post, my direct deposit came through and I have paid $380 to my car loan. This leaves me with a balance of $393!

I have officially knocked out half of my starting debt (mid-January 2009) in just over 9 months! -- Can I eliminate the other half in the same amount of time?

All for now :)

And another car post....and a dead camera

I'm up and it's late...one thing I am thinking of is, "Wow, I can't believe I'm about half way there from when I started in January...and my car is really about to be mine!"

I'm amazed...I thought I would be one year early in paying my car off, but really, it's two years! My loan is not due to be paid of until September 2011!

In the morning, my direct deposited paycheck should be in my bank account and I will be able to pay a nice chunk of money to the bank. -- My sidebar is currently not updated, the real amount is $773.xx and not $997.xx since I paid a bit more in the last couple of days. I'll update it after this post.

On another note, my camera died. I need it. My ebay needs it. I'll have to get a new one and I can't wait much longer. Do people still use film cameras? I'm too impatient for them...and what if you took a bad picture with old school film and you didn't know it until it was developed??? No thanks.